Schedule a call back


 

What is health insurance?

Health insurance is a contract guaranteeing payment for healthcare services in exchange for a premium. More specifically, health insurance typically pays for medical, surgical, prescription drugs, and sometimes dental expenses incurred by the insured.

For those who want to be covered in the event of illness or injury, health insurance can reimburse them for costs associated with treatment. This includes not only co-pays and deductibles but also medical supplies, emergency room visits, therapy sessions, and dozens of other things. Moreover, most health insurance plans provide benefits such as mental health treatment or physical rehabilitation that Medicare doesn’t cover.

Health insurance is a great solution for both the insured and the insurer. The policyholder, who may not be fully aware of the duration or type of treatment, can easily get an idea of what happens when they need to undergo an operation. The insurer can also calculate the risk more accurately by including the insured's medical history in its calculations.

Every family member has health needs, be it hospitalization or treatment cost. At Growease, we have crafted Health Insurance policies that take care of these costs to lessen the blow brought upon by an unforeseen accident and illness.

Why Do I Need Health Insurance?

Health Insurance helps you to protect yourself from the high healthcare costs, which can sometimes be unaffordable. In case of an illness or a serious accident, insurance will provide for some of the treatment and care (or sometimes even surgery) without risking your savings. You will also have protection in case of early death during treatment, either through paying a lump sum or receiving part or all of your pre-agreed medical coverage amounts (usually paid by a state health scheme).

Meanwhile, health insurance is a vital part of providing financial security if you or a loved one is diagnosed with a severe illness or injury. If you’re ill, you may need to see a doctor and undergo costly treatment. Health insurance can take some of the risks out of this process by giving you coverage upfront.

Here are the Six major reasons for getting Health insurance:-

  • Insure early to stay secured
  • To deal with medical inflation
  • Income tax benefit
  • Counters' inadequate insurance cover
  • Works as a safeguard for your family
  • Helps to fight lifestyle diseases

Things to know before taking a health insurance plan:-

  • Cashless Benefits
  • Premium vs. Benefits
  • Coverage and Claim waiting period
  • Room Rent Limits
  • Maternity Cover
  • Claim Process
  • Free Health Check-Up
  • Cashless Hospitalization

Health insurance benefits come with Growease

Renewal Benefits

Every year we reward our customers with a free health check-up as long as they continue to renew their policy with us

Claim Process

An easy and smooth claim settlement process is what you should look for from any medical insurance company. If you are considering getting health insurance but are worried about cost, the first question that comes to mind is whether or not insurance companies can be trusted with the claim process. The answer, of course, is yes! Good customer support is an additional benefit that comes with the Growease health insurance plans.

Hospitals Network

Avail treatment at network hospitals is convenient to the insured as they allow cashless treatment. To choose an insurance company, make sure it has a high number of network hospitals. Also, make sure to select one nearby your place of residence to save time in case of an emergency.

Types of health insurance policies

We've got you covered. In today's market, there are various types of health insurance available. First, you have to evaluate your needs before choosing any type of health insurance for yourself or your loved ones, such as maternity insurance plans, individual health insurance plans, children's health insurance plans, senior citizen health insurance plans, family floater health insurance plan, etc.

How to choose the right Health Insurance Plan?

Several Health Insurance Plans are available for insurers, but to get the most of your policy, look out for these factors:-

  • Check the sum insured
  • Scout the network hospitals
  • Check the Fine Print (Check the limits of pre- & post-hospitalization)
  • Look for aditional benefits (for eg, no-claim bonuses)
  • Examine the exclusions & other clauses

Are you still confused about your health insurance plan? Do you need an expert to help you figure out which plan will benefit you and your loved ones for years to come?
Get in touch with Growease today for free consultation.