What Happens If You Don’t Disclose a Pre-Existing Disease?
Buying health insurance is about preparing for the unexpected. But while filling out a health insurance proposal form, many people hesitate to mention an old illness, ongoing medication, or previous diagnosis. Sometimes they think, “It’s not serious anymore,” while others worry that disclosing it could increase their premium or lead to restrictions. But hiding relevant […]
What Issues People Face in Health Claims in India😧
When you subscribe to a health insurance policy, you expect it to act as a financial safety net during medical emergencies. However, the true test of any insurance policy comes at the moment of filing a claim. Unfortunately, the claim settlement process in India is often affected by challenges that can leave policyholders frustrated and financially strained. […]