“History indicates that in a reducing interest rate scenario, mutual funds have generally proven to be better investment instruments than fixed income products, due to their potential for higher returns, capital appreciation, and inflation-beating capacity.”
Here’s a breakdown of the key benefits: 1. Potential for Higher Returns Mutual Funds: Especially equity or hybrid funds, can generate higher long-term returns as they benefit from stock market growth. Fixed Income Instruments: Returns are typically fixed and lower, and become less attractive as interest rates drop. 2. Capital Appreciation When interest rates […]
Discipline of Yoga and Its Parallel in Mutual Fund Investments
1. Consistency & Routine 2. Patience and Long-Term Focus 3. Balance and Moderation 4. Control Over Emotions 5. Self-Discipline 6. Goal-Oriented Practice 7. Guidance Helps
ACRONYMS USED BY MUTUAL FUNDS
Do you know about the common acronyms used by the mutual funds?
1. SIP: Systematic Investment Plan
2. STP: Systematic Transfer Plan
3. SWP: Systematic Withdrawal Plan
4. NAV: Net Asset Value
5. AUM: Assets Under Management
6. FMP: Fixed Maturity Plan