“History indicates that in a reducing interest rate scenario, mutual funds have generally proven to be better investment instruments than fixed income products, due to their potential for higher returns, capital appreciation, and inflation-beating capacity.”

Here’s a breakdown of the key benefits: 1. Potential for Higher Returns Mutual Funds: Especially equity or hybrid funds, can generate higher long-term returns as they benefit from stock market growth. Fixed Income Instruments: Returns are typically fixed and lower, and become less attractive as interest rates drop.   2. Capital Appreciation When interest rates […]

INSURANCE BASICS

This article will read in detail about the meaning of Insurance and its benefits .